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PROPOSED ORDINANCE
PROHIBITIONS ON SALE OF FIREARM TO, AND PURCHASE OF FIREARM BY, A PERSON NOT COVERED BY APPROPRIATE LIABILITY INSURANCE
BE IT ORDAINED, by the Cook County Board of Commissioners that Chapter 54- Licenses, Permits and Miscellaneous Business Regulations, Article III.- Deadly Weapons Dealers, Division 3.- Firearm Transfer Vigilance Procedures and Firearm Safety, Prohibitions on Sale of Firearm to, and Purchase of Firearm by, a Person not Covered by Appropriate Liability Insurance, Section 54-186 be enacted as follows:
Sec. 54-186. Prohibitions on sale of firearm to, and purchase of firearm by, a person not covered by appropriate liability insurance.
(a) It shall be unlawful for a person to purchase a firearm in Cook County unless, at the time of the purchase, the purchaser presents to the seller proof that the purchaser is covered by a qualified liability insurance policy.
(b) It shall be unlawful for a person to sell a firearm in Cook County unless, at the time of the sale, the seller verifies that the purchaser is covered by a qualified liability insurance policy.
(c) It shall be unlawful for a person who owns a firearm in Cook County purchased on or after the effective date of this ordinance not to be covered by a qualified liability insurance policy.
(d) Exemptions.
(1) The foregoing paragraphs shall not apply to the purchase or sale of a firearm for the use of municipal, county, state or federal law enforcement.
(e) Definitions.
In paragraphs (a) through (c), the term 'qualified liability insurance policy' means, with respect to the purchaser of a firearm, a policy that:
(1) Provides liability insurance covering the purchaser specifically for losses resulting from use of the firearm while it is owned by the purchaser; and
(2) Is issued by an insurer licensed or authorized to provide the coverage by the Illinois Department of Insurance.
(f) Any pu...
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